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This folding credit card pen is wonderfully over-designed.
If you treat your wallet like a Swiss army knife, you may want to save a card slot for the Hancept Zero MK2. Made from aluminum and stainless steel, it starts out completely flat and barely thicker than two credit cards, but rolls and fold into a hexagonal emergency ballpoint pen.
You can pre-order it through Kickstarter, but even early bird pricing is a steep $169, discounted from retail pricing expected to be closer to $270.
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